The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

Need Help?

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Language Fluency: English (Required)

Work Shift:

Please review the following job description:

ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Oversight and Leadership of key business areas: As a member of the Senior Leadership team, lead and oversee all facets of loan funding, business reporting & analytics, including credit risk (policy creation, risk appetite development, communication with 2nd line, etc.); risk analytics (portfolio analytics, pricing analytics, servicing analytics, scoring model analytics, etc.); and change risk to support the achievement of Business Unit financial objectives within the context of the business units stated risk appetite.
Competitive Market Analysis and Monitoring: Define, develop and implement strategic sales objectives and action plans for addressing competitive market conditions and achieving sales growth. Maintain a strong understanding of external competitive developments and their impact on the business and strategy.
Loan Sales: Define, develop and implement scalable loan sales platform to be able to serve a diverse set of investors.
Counterparty Relationship Management: Oversight of investor portfolio performance and serve as the primary point of contact on investor needs from new sales to servicing issues.
Ensure contractual adherence to all purchasing and servicing commitments to financial counterparties.
Commercial Business Development: Drive framework to deliver measurable revenue growth from deepening client relationships and credit strategies based on solid analytical evidence to meet profitable growth and asset quality expectations.
Pricing: Develop analytically based pricing strategies across power sport and power equipment to promote strong risk-adjusted financial results for the businesses. Align pricing with risk and propose ongoing revisions as needed. Financial Plan Management and
Forecasting: Manage the performance within agreed upon financial plan constraints, objectives, and thresholds as set out in the businesses annual financial plan, including regular review of opportunities to automate certain areas of the business to create improve scale and efficiencies.
Asset Quality: Evaluate, manage, and report on asset quality of the portfolio; investigate and take corrective action where warranted. Drive operational effectiveness by optimizing manual underwriting and verification processes Vendor management: Expense management through cost effective vendor life-cycle management
Business Strategy: Develop and deploy various business strategy adjustments across the operation to ensure ongoing risk are effectively mitigated and returns in the business remain favorable, while ensuring exceptional credit and compliance management is maintained and internal and external credit and compliance review remain favorable. Provide leadership to evaluate internal processes, including but not limited to staffing, marketing, funding, and pricing by leveraging greater levels of automation and fully utilize all available data & analytical capabilities to optimize and drive sustainable portfolio growth and profitability within risk appetite.
Business Strategy: Coordinate with other Senior Leaders of the business unit as well as key strategic functional partners within Truist (technology, legal, compliance, finance, etc.) to ensure business unit appropriately balances the often-conflicting requirements of technology, digital, risk, legal, and compliance. Ensure execution of key strategic initiatives that drive best in class business processes and products which create a client experience that becomes a competitive advantage.
Business Strategy: Participate in strategic initiatives across the broader Truist Consumer Lending group to identify and promote best practices, and other new strategic business channels or initiatives to increase Truists business capabilities or flexibility to optimize competitive positioning and achieve Truist corporate objectives.
Promote a cohesive, inclusive, collaborative culture aligned with the Truist purpose, mission, and values to be able to attract, retain, and promote top talent, with a strong focus on diversity, and build a robust slate of credible successors for key leadership positions.
Manage the businesses significant teammate base to ensure teammate turnover is minimized and teammate engagement is maximized with the objective being extremely high teammate productivity and performance.

QUALIFICATIONS

Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Masters degree or equivalent education and related training or experience
15+ years of experience in consumer lending or financial services
Experience in Counterparty Flow Sale arrangements and pricing Capital Markets experience
Thorough knowledge of lending (consumer and/or wholesale), including credit risk and regulatory requirements.
Substantial experience managing a large group of teammates.
Deep industry knowledge
Expert level skills related to: Data Analytics, consumer credit, and financial forecasting.
Excellent communication skills, both written and verbal Intense sense of urgency
Strong conceptual and critical thinking skills 5+ years of interacting with regulators and senior management.
Ability to navigate fast paced complex environments Excellent leadership skills
Ability to develop and deploy successful revenue generation strategies

Preferred Qualifications:
25 years experience in financial services
Experience in credit risk role or sales leadership role
Graduate of industry banking school(s)

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truists generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truists defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work